
2025 End-of-year message
As we near the end of 2025, we want to be sure that key Plan information stays fresh in your mind – so you can make the most of your benefits, whenever you may need them.
Principals/Vice-Principals (P/VP)
Converting your life insurance
If your coverage through the ONE-T plan ends, you may be able to convert your life insurance into an individual policy with Canada Life, without having to provide proof of good health.
To qualify, you must:
If Canada Life approves your application, the maximum amount you can convert to an individual policy is $200,000 (including both your basic and optional life insurance).
You can view the Plan Booklet for more details about life insurance and the conversion option – and what’s available for your spousal life insurance, if applicable.
Looking to convert? Here’s how:

As we near the end of 2025, we want to be sure that key Plan information stays fresh in your mind – so you can make the most of your benefits, whenever you may need them.

Each year, the Trustees review the Plan’s financial position and make decisions that will best position the Plan for the future. This year’s benefit changes, taking effect September 1, 2025, are:

Starting September 1, 2024, there will be several Plan changes for P/VP Members that will help maintain an affordable and sustainable Plan.
© 2025 Ontario Non-union Education Trust