
Your Benefits Plan as of September 1, 2026
We’re introducing a few targeted changes starting September 1, 2026, that will help manage rising drug costs and support the long-term sustainability of the Plan.
Principals/Vice-Principals (P/VP)
Converting your life insurance
If your coverage through the ONE-T plan ends, you may be able to convert your life insurance into an individual policy with Canada Life, without having to provide proof of good health.
To qualify, you must:
If Canada Life approves your application, the maximum amount you can convert to an individual policy is $200,000 (including both your basic and optional life insurance).
You can view the Plan Booklet for more details about life insurance and the conversion option – and what’s available for your spousal life insurance, if applicable.
Looking to convert? Here’s how:

We’re introducing a few targeted changes starting September 1, 2026, that will help manage rising drug costs and support the long-term sustainability of the Plan.

If your doctor prescribes a specialty drug, you may need approval, or “prior authorization”, before the ONE-T Benefits Plan will reimburse the cost.

In January, we asked you to share your thoughts about the ONE-T Benefits Plan. Thank you to everyone who participated! Your feedback helps us understand what’s working and how we can strive to improve.
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