Annual Member Update
This Update has been prepared for ONE-T P/VP Members so you can learn about the key highlights from 2024 and what’s coming up for the Plan in 2025.
January 20, 2025
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End-of-year message
With 2023 coming to a close, we want to remind you about some important plan information that can help you make the most of your benefits. Our warmest wishes for happiness and health this festive season.
Sincerely,
Your Board of Trustees
Important reminders
• Travelling over the holidays?
Make sure to bring your benefits card with you!
On the back of your card, you’ll find a phone number to call if you
or your dependent experiences a medical emergency while you’re
or your dependent experiences a medical emergency while you’re
outside of Canada.
Learn more about your emergency travel medical benefits.
• Tax slips are coming your way.
Our plan administrator, Cowan, will send you a T4A in February that
you’ll need to include with your 2023 tax return. Your T4A reports
your taxable benefit for Life Insurance and Accidental Death &
Dismemberment (AD&D) Insurance, since the premiums for these
benefits are paid by ONE-T.
you’ll need to include with your 2023 tax return. Your T4A reports
your taxable benefit for Life Insurance and Accidental Death &
Dismemberment (AD&D) Insurance, since the premiums for these
benefits are paid by ONE-T.
New this year: The federal government recently introduced the
Canadian Dental Care Plan (CDCP) to help lower dental costs for
families that do not have dental coverage through a benefits plan
and who earn less than $90,000 per year. Employers and plan
Canadian Dental Care Plan (CDCP) to help lower dental costs for
families that do not have dental coverage through a benefits plan
and who earn less than $90,000 per year. Employers and plan
providers – like ONE-T – must now provide you with a tax slip each
year that states if you’re eligible for dental benefits through another
program (i.e., through the ONE-T benefits plan).
program (i.e., through the ONE-T benefits plan).
• Change of address?
If you moved in 2023, please inform your school board or
participating employer before the end of 2023. This way, we can
make sure Cowan’s system is up-to-date and that you will continue
to receive important mail – like your T4A slip – on time.
What’s new on ONE-T.ca
Last year, we launched our new website. Here are some highlights of what you’ll find on it:
• Plan summary, that describes all the benefits you and your
dependents receive through ONE-T
dependents receive through ONE-T
• Webinar recording. If you missed our webinars in November, listen
in to learn how the Trust works, about your Health Care Spending
in to learn how the Trust works, about your Health Care Spending
Account, and what’s new with your benefits plan
• Helpful hints for submitting your health and dental claims – find
out how you can get your claims paid faster and avoid any unhappy
surprises
out how you can get your claims paid faster and avoid any unhappy
surprises
• Plan updates effective September 1, 2023
• How to submit a Health Care Spending Account claim – this video walks
through all the steps, including how to submit a “non-standard” claim through
your HCSA
through all the steps, including how to submit a “non-standard” claim through
your HCSA
• Get in touch with our providers – including Cowan and Canada Life
We encourage you to review these pages – and all communication that comes your way – so you can stay informed and make the most of your benefits plan.
If you have a question or topic you’d like us to cover in the future, please send an email to info@one-t.ca.
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More Resources
Post-webinar Q&A
In October 2024, we held a series of webinars and received a lot of great questions from Members. We have summarized and answered all of these questions in a new Q&A document.
December 19, 2024
End-of-year message
As we near the end of 2024, we want to be sure that key Plan information stays fresh in your mind – so you can make the most of your benefits, whenever you may need them.
November 25, 2024
© 2024 Ontario Non-union Education Trust