
Your Benefits Plan as of September 1, 2026
We’re introducing a few targeted changes starting September 1, 2026, that will help manage rising drug costs and support the long-term sustainability of the Plan.
CAEAS-ECAB
When you joined the ONE-T plan, you were asked to name a beneficiary for your life and AD&D insurance. Is your beneficiary still accurate?
A beneficiary is the person (or people) who will receive your benefit if you die. By naming them, the insurance company can pay the benefit directly to your beneficiary, without the delay of first settling your estate and paying probate fees.
The beneficiary that you’ve named may still be the right person; however, it’s good practice to review your choice(s) every so often to make sure it’s still the right fit for your future wishes.
Action: Learn more about naming beneficiaries and how to update them on the ONE-T website.

We’re introducing a few targeted changes starting September 1, 2026, that will help manage rising drug costs and support the long-term sustainability of the Plan.

If your doctor prescribes a specialty drug, you may need approval, or “prior authorization”, before the ONE-T Benefits Plan will reimburse the cost.

In January, we asked you to share your thoughts about the ONE-T Benefits Plan. Thank you to everyone who participated! Your feedback helps us understand what’s working and how we can strive to improve.
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